Our products and services are operating under the Innovation Testing License granted to us by the Dubai financial Services Authority (DFSA). Our solution is under testing and will be rolled out on a broader scale once approved by the DFSA.


Who we are

Our goal is to make funds easily available for small businesses trying to get loans from High Street Banks.

Decimal Factor Ltd. (UK) was founded in 2008 as an Alternative Finance credit brokerage firm, just after the financial crisis and feeling for their pain and struggle a business had to go through to get business funding. We bring our expertise from our successful track record of helping thousands of small & medium businesses grow through a range of cash flow products via secured and unsecured loans.

At Decimal Factor, we want to be your first thought when you think of a Lending or Payments solution; for us these two are one silo. Our aim is to create and maintain a brand that is synonymous with ‘forever evolving and best-in-class experience’ by providing a platform for you to seamlessly connect and engage with us via any of our multiple channels – our website, social media (be it Facebook, Twitter, LinkedIn, or even our omni channel contact center.)

Services we offer

Decimal Factor Middle East is part of the Dubai International Financial Center Fintech Hive and regulated by Dubai Financial Services Authority. Our goal is to arrange responsible funding by partnering with banks and alternate lenders.

*Innovation Testing License from DFSA
Cash Advance

Giving the option of Pay-As-You-Earn meaning you pay less when sales volumes are lower

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Business Loan

Secured and Unsecured Business Loans

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Our Global Presence

Decimal Factor Ltd. (UK) and its subsidiaries operate in UK, USA, Mexico, Canada, UAE, Bahrain & India. Decimal Factor Middle East is a subsidiary of Decimal Factor Ltd. (UK).

Contact us

Unit GA-00-SZ-L1-RT-208, Level 1, Gate Avenue - South Zone, Dubai International Financial Centre, P O Box 50721, Dubai, United Arab Emirates